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How It Works

How It Works

Here's how the site process works and how we'll help you find a loan from one of our panel of lenders.

In our role of credit broker, we're here to try and source a lender for you and help you avoid any pitfalls. As opposed to you applying to each lender individually, we give you more choice by completing one application that we check against our panel of lenders.

1. You complete the online application form and we get straight to work matching your details to one of our lenders.

2. If one of our lenders comes forward, you're redirected to the relevant lender's website and they take you through the next stage of the process. If all goes well, you should have your loan soon afterwards - depending on the lender and on your bank's timescales, this can be within minutes. 


If you're still feeling a bit unsure, there's further information below or check out our FAQ page for answers to more specific questions.

Advantages of The Loan Tree

  • No Fees
  • Top UK Lenders
  • Get your money by ::*
  • Easy Application
  • Quick Transfers
  • Instant On Screen Decision
  • Poor Credit Options Available
  • All Credit Scores Considered
  • High Approval Rates

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Car Loans

A car loan can be a suitable option for you if you want to own the car from day one, and not have to lease or arrange a Hire Purchase Agreement with the dealership or manufacturer.

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Holiday Loans

Have you found the perfect holiday destination, but aren’t sure how you are going to pay for it all upfront? A holiday loan could be the best solution for you.

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Wedding Loans

A wedding loan can help you break up the cost of your wedding by enabling you to combine all of your payments into one simple bill a month.

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Apply with Confidence

By filling out our easy application form, we can help you with loan options!

Our free to use, secure UK website will provide you with an instant decision from our panel of lenders.

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